/* ============================================
   FABIOLA OSPINA SEGUROS — Estilos
   Colores corporativos:
   #2064af Azul principal
   #f9cd00 Amarillo luz
   #d2174a Rojo principal
   #f49900 Amarillo tostado
   ============================================ */

:root {
  --azul: #2064af;
  --azul-dark: #154378;
  --amarillo: #f9cd00;
  --rojo: #d2174a;
  --tostado: #f49900;
  --negro: #1a1a1a;
  --gris: #5a5a5a;
  --gris-claro: #f5f5f7;
  --blanco: #ffffff;
  --sombra: 0 10px 30px rgba(32, 100, 175, 0.08);
  --sombra-fuerte: 0 20px 60px rgba(32, 100, 175, 0.18);
  --radio: 16px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Arimo', 'Roboto', system-ui, -apple-system, sans-serif;
  color: var(--negro);
  line-height: 1.6;
  background: var(--blanco);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: 'Abril Fatface', 'Playfair Display', Georgia, serif;
  font-weight: 400;
  line-height: 1.15;
  color: var(--negro);
}

h1 { font-size: clamp(2.4rem, 5vw, 4rem); }
h2 { font-size: clamp(1.9rem, 3.5vw, 2.8rem); }
h3 { font-size: 1.35rem; font-family: 'Arimo', sans-serif; font-weight: 700; }

a { color: var(--azul); text-decoration: none; transition: color .2s; }
a:hover { color: var(--rojo); }

img { max-width: 100%; display: block; }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ============ NAV ============ */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid #eee;
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 24px;
  max-width: 1180px; margin: 0 auto;
}
.logo {
  display: flex; align-items: center; gap: 10px;
  font-family: 'Abril Fatface', serif;
  font-size: 1.4rem; color: var(--azul);
  max-height: 56px;
}
.logo-mark {
  width: 38px; height: 38px; border-radius: 10px;
  background: linear-gradient(135deg, var(--azul), var(--rojo));
  display: grid; place-items: center; color: white; font-weight: 700;
  font-family: 'Arimo', sans-serif;
}
.logo img, .logo-img {
  height: 48px !important;
  width: auto !important;
  max-width: 220px;
  max-height: 48px;
  display: block;
  object-fit: contain;
}
.nav-links { display: flex; gap: 28px; align-items: center; }
.nav-links a {
  color: var(--negro); font-weight: 500; font-size: .95rem;
}
.nav-links a:hover { color: var(--azul); }
.btn {
  display: inline-block; padding: 12px 22px;
  border-radius: 999px; font-weight: 600;
  transition: all .2s; cursor: pointer; border: none;
  font-family: inherit; font-size: 1rem;
}
.btn-primary {
  background: var(--azul); color: white;
}
.btn-primary:hover { background: var(--azul-dark); color: white; transform: translateY(-1px); }
.btn-accent {
  background: var(--rojo); color: white;
}
.btn-accent:hover { background: #a51239; color: white; transform: translateY(-1px); }
.btn-ghost {
  background: transparent; color: var(--azul); border: 2px solid var(--azul);
}
.btn-ghost:hover { background: var(--azul); color: white; }

.mobile-toggle { display: none; font-size: 1.6rem; background: none; border: none; cursor: pointer; color: var(--azul); }

/* ============ HERO ============ */
.hero {
  position: relative;
  padding: 80px 0 100px;
  background:
    radial-gradient(circle at 85% 20%, rgba(249,205,0,.18), transparent 50%),
    radial-gradient(circle at 10% 80%, rgba(210,23,74,.12), transparent 45%),
    linear-gradient(180deg, #fff 0%, #f5f8fc 100%);
  overflow: hidden;
}
.hero-grid {
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center;
}
.hero-kicker {
  display: inline-block;
  padding: 6px 14px; border-radius: 999px;
  background: rgba(32,100,175,.08);
  color: var(--azul); font-size: .85rem; font-weight: 600;
  margin-bottom: 18px; letter-spacing: .03em;
}
.hero h1 span { color: var(--azul); }
.hero h1 em { font-style: normal; color: var(--rojo); }
.hero p.lead {
  font-size: 1.2rem; color: var(--gris);
  margin: 22px 0 32px; max-width: 540px;
}
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-photo {
  position: relative;
}
.hero-photo img {
  width: 100%; border-radius: 24px;
  box-shadow: var(--sombra-fuerte);
  aspect-ratio: 4/5; object-fit: cover;
  object-position: center 30%;
}
.hero-photo::before {
  content: ""; position: absolute;
  inset: -20px -20px auto auto;
  width: 160px; height: 160px; border-radius: 40px;
  background: var(--amarillo); z-index: -1;
  transform: rotate(8deg);
}
.hero-photo::after {
  content: ""; position: absolute;
  bottom: -24px; left: -24px;
  width: 120px; height: 120px; border-radius: 50%;
  background: var(--tostado); z-index: -1;
}

/* ============ TRUST BAR ============ */
.trust {
  background: var(--azul);
  color: white; padding: 28px 0;
}
.trust-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 30px; text-align: center;
}
.trust-item .num {
  font-family: 'Abril Fatface', serif; font-size: 2.4rem; color: var(--amarillo);
  display: block; line-height: 1;
}
.trust-item .lbl { font-size: .9rem; opacity: .9; margin-top: 6px; display: block; }

/* ============ SECCIONES ============ */
section.block { padding: 90px 0; }
section.block.alt { background: var(--gris-claro); }

.section-head { text-align: center; max-width: 720px; margin: 0 auto 60px; }
.section-head .kicker {
  display: inline-block; font-size: .85rem; font-weight: 700;
  color: var(--rojo); letter-spacing: .15em; text-transform: uppercase;
  margin-bottom: 14px;
}
.section-head p { color: var(--gris); margin-top: 14px; font-size: 1.1rem; }

/* ============ TIPOS DE SEGUROS ============ */
.seguros-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 24px;
}
.seguro-card {
  background: white; padding: 34px 28px;
  border-radius: var(--radio);
  box-shadow: var(--sombra);
  transition: transform .25s, box-shadow .25s;
  border-top: 4px solid transparent;
  position: relative; overflow: hidden;
}
.seguro-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--sombra-fuerte);
  border-top-color: var(--rojo);
}
.seguro-card .icon {
  width: 58px; height: 58px; border-radius: 14px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--azul), var(--azul-dark));
  color: white; margin-bottom: 20px;
}
.seguro-card .icon svg { width: 28px; height: 28px; }
.seguro-card:nth-child(2n) .icon { background: linear-gradient(135deg, var(--rojo), #a51239); }
.seguro-card:nth-child(3n) .icon { background: linear-gradient(135deg, var(--tostado), #c67100); }
.seguro-card:nth-child(4n) .icon { background: linear-gradient(135deg, var(--amarillo), var(--tostado)); color: var(--negro); }
.seguro-card h3 { margin-bottom: 10px; }
.seguro-card p { color: var(--gris); font-size: .95rem; }

/* ============ SOBRE MÍ ============ */
.about-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
}
.about-text p { color: var(--gris); margin-bottom: 18px; font-size: 1.05rem; }
.about-text .signature {
  font-family: 'Abril Fatface', serif;
  font-size: 1.8rem; color: var(--azul); margin-top: 24px;
}
.about-text .signature small {
  display: block; font-family: 'Arimo', sans-serif; font-size: .9rem;
  color: var(--gris); font-weight: 400; margin-top: 4px;
}
.about-photo {
  position: relative; border-radius: 24px; overflow: hidden;
  box-shadow: var(--sombra-fuerte);
}
.about-photo img {
  width: 100%; height: 100%; display: block;
  aspect-ratio: 4/5; object-fit: cover;
  object-position: center 30%;
}

/* ============ PROCESO ============ */
.pasos-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 30px;
  counter-reset: paso;
}
.paso {
  background: white; padding: 36px 28px 28px;
  border-radius: var(--radio); text-align: center;
  box-shadow: var(--sombra); position: relative;
  counter-increment: paso;
}
.paso::before {
  content: counter(paso, decimal-leading-zero);
  position: absolute; top: -20px; left: 50%; transform: translateX(-50%);
  background: var(--azul); color: white;
  width: 48px; height: 48px; border-radius: 50%;
  display: grid; place-items: center;
  font-family: 'Abril Fatface', serif; font-size: 1.3rem;
  border: 4px solid white;
}
.paso:nth-child(even)::before { background: var(--rojo); }
.paso h3 { font-size: 1.1rem; margin: 14px 0 10px; }
.paso p { color: var(--gris); font-size: .92rem; }

/* ============ CTA BANNER ============ */
.cta-banner {
  background: linear-gradient(135deg, var(--azul) 0%, var(--azul-dark) 100%);
  color: white; padding: 80px 0; position: relative; overflow: hidden;
}
.cta-banner::before {
  content: ""; position: absolute;
  top: -80px; right: -80px; width: 300px; height: 300px;
  background: var(--amarillo); opacity: .12; border-radius: 50%;
}
.cta-banner::after {
  content: ""; position: absolute;
  bottom: -60px; left: -60px; width: 220px; height: 220px;
  background: var(--rojo); opacity: .15; border-radius: 50%;
}
.cta-banner .container { position: relative; z-index: 1; text-align: center; }
.cta-banner h2 { color: white; margin-bottom: 14px; }
.cta-banner p { opacity: .95; font-size: 1.15rem; margin-bottom: 28px; }
.cta-banner .btn-accent { background: var(--amarillo); color: var(--negro); }
.cta-banner .btn-accent:hover { background: var(--tostado); }

/* ============ CONTACTO ============ */
.contacto-grid {
  display: grid; grid-template-columns: 1fr 1.2fr; gap: 60px;
}
.contact-info h3 { font-family: 'Abril Fatface', serif; font-weight: 400; font-size: 1.8rem; color: var(--azul); margin-bottom: 20px; }
.contact-info .info-item {
  display: flex; gap: 16px; padding: 16px 0;
  border-bottom: 1px solid #e5e8ee;
}
.contact-info .info-item:last-child { border-bottom: none; }
.contact-info .info-item .icon {
  width: 44px; height: 44px; border-radius: 12px;
  background: rgba(32,100,175,.08); color: var(--azul);
  display: grid; place-items: center; flex-shrink: 0;
}
.contact-info .info-item strong { display: block; font-size: .85rem; color: var(--gris); margin-bottom: 2px; font-weight: 600; text-transform: uppercase; letter-spacing: .05em; }
.contact-info .info-item a, .contact-info .info-item span { color: var(--negro); font-weight: 500; }

form.contact-form {
  background: white; padding: 36px;
  border-radius: var(--radio);
  box-shadow: var(--sombra);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 18px; }
.form-group label {
  display: block; font-size: .9rem; font-weight: 600;
  margin-bottom: 6px; color: var(--negro);
}
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 13px 16px;
  border: 1.5px solid #e0e4ea;
  border-radius: 10px; font-family: inherit; font-size: 1rem;
  transition: border-color .15s, box-shadow .15s;
  background: white;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none; border-color: var(--azul);
  box-shadow: 0 0 0 3px rgba(32,100,175,.12);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-check {
  display: flex; gap: 10px; align-items: flex-start;
  font-size: .88rem; color: var(--gris); margin: 18px 0 22px;
}
.form-check input { margin-top: 3px; flex-shrink: 0; width: 18px; height: 18px; }
.form-check a { color: var(--azul); text-decoration: underline; }
.form-submit { width: 100%; padding: 15px; font-size: 1.05rem; }
.form-status { margin-top: 14px; padding: 12px; border-radius: 8px; font-size: .9rem; display: none; }
.form-status.ok { display: block; background: #e6f7ec; color: #1e7a3c; }
.form-status.err { display: block; background: #fde7ec; color: var(--rojo); }

/* ============ FOOTER ============ */
footer {
  background: var(--negro); color: #bbb; padding: 60px 0 24px;
}
.footer-grid {
  display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr; gap: 40px;
  margin-bottom: 40px;
}
footer h4 {
  color: white; font-family: 'Arimo', sans-serif;
  font-size: 1rem; margin-bottom: 16px; font-weight: 700;
  text-transform: uppercase; letter-spacing: .08em;
}
footer p, footer a { font-size: .92rem; color: #bbb; }
footer a { display: block; padding: 4px 0; }
footer a:hover { color: var(--amarillo); }
footer .brand-line { font-family: 'Abril Fatface', serif; color: white; font-size: 1.4rem; margin-bottom: 12px; }
.footer-bottom {
  border-top: 1px solid #333;
  padding-top: 24px;
  display: flex; justify-content: space-between; flex-wrap: wrap;
  font-size: .82rem; gap: 10px;
}

/* ============ LEGAL PAGES ============ */
.legal-page {
  padding: 60px 0 80px;
  max-width: 820px; margin: 0 auto;
}
.legal-page h1 { font-size: 2.4rem; margin-bottom: 14px; }
.legal-page .updated { color: var(--gris); font-size: .9rem; margin-bottom: 36px; }
.legal-page h2 { font-size: 1.5rem; margin: 32px 0 14px; color: var(--azul); }
.legal-page h3 { font-size: 1.1rem; margin: 22px 0 10px; }
.legal-page p, .legal-page li { color: #333; margin-bottom: 12px; line-height: 1.75; }
.legal-page ul, .legal-page ol { padding-left: 26px; margin-bottom: 16px; }
.legal-page a { color: var(--azul); text-decoration: underline; }
.legal-page table { width: 100%; border-collapse: collapse; margin: 16px 0; }
.legal-page th, .legal-page td { padding: 12px; text-align: left; border: 1px solid #e0e4ea; }
.legal-page th { background: var(--gris-claro); }
.back-home {
  display: inline-flex; align-items: center; gap: 6px;
  margin-bottom: 30px; color: var(--azul); font-weight: 600;
}

/* ============ RESPONSIVE ============ */
@media (max-width: 900px) {
  .hero-grid, .about-grid, .contacto-grid, .trust-grid, .pasos-grid, .footer-grid {
    grid-template-columns: 1fr !important;
  }
  .hero { padding: 50px 0 70px; }
  .hero-photo { order: -1; max-width: 380px; margin: 0 auto; }
  .trust-grid { grid-template-columns: repeat(2, 1fr) !important; gap: 20px; }
  .pasos-grid { grid-template-columns: 1fr !important; }
  .footer-grid { grid-template-columns: 1fr 1fr !important; }
  .form-row { grid-template-columns: 1fr; }
  .nav-links { display: none; position: absolute; top: 100%; left: 0; right: 0; background: white; flex-direction: column; padding: 20px; gap: 14px; border-bottom: 1px solid #eee; }
  .nav-links.open { display: flex; }
  .nav-links .btn { align-self: stretch; text-align: center; }
  .mobile-toggle { display: block; }
  section.block { padding: 60px 0; }
}
@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr !important; }
  .trust-grid { grid-template-columns: 1fr !important; }
}